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CoverAI

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Do-your-own-research desk

Universal capacity vs seat quotes — not always apples to apples.

Geoff sells a shared monthly token pool you burn across chat, image, music, video, code, and agents. Grok and OpenAI meter tokens per call. Copilot sells seats. Same quote sheet — different units of power.

Utility pool · not a seat Public receipts Modular > sealed

The claims desk · Geoff’s books, read out loud

Every carrier says “trust us.” This is Geoff’s actual ledger — public endpoints, chain-checked.

Reading the books…

Paperwork booked

— metaproof value written on the books

Treasury on-chain

— verified via public Solana RPC

Receipts: /network/summary metaproof ledger + public Solana RPC signature history for the treasury wallet. A booking sheet awaiting its first settlement — early, or fiction. The tape decides, not us.

Market snapshot · current entry prices

Five carriers, five different units of power

Geoff Token Plan Basic $19/mo 150M shared tokens across chat, image, music, video, code, agents · layers: magma, magma-2.1, pyro, preview, wildfire:preview
OpenCode Go Go subscription $10/mo 110–45,300 calls per 5h by model · Big Pickle free at 200/day · Ox Alpha backend confirmed: Z.ai (Zhipu) GLM-5-gen via server fingerprint
Grok Pay per token ~$2–6/1M 500k context flagship · usage-metered · no seat, no pool
OpenAI Pay per token ~$2.50–30/1M GPT-5.x family · platform APIs · enterprise controls
Copilot Pro seat $10/mo IDE + chat + agents · multi-model picker · 300 premium requests/mo

Units aren't apples-to-apples: Geoff sells a shared pool, OpenCode sells call quotas, Grok/OpenAI meter per token, Copilot sells seats. The chart below maps the differences.

Coverage comparison chart

Like a rate table — with a disclaimer that units of power aren’t identical

Coverage type Geoff OpenCode Grok OpenAI Copilot

Carrier dossiers

What each policy actually covers

Ready to dig deeper?

Official docs are the fine print. Always read before you buy tokens or seats.